Insurance Services
Find insurance coverage and professional support with OA Professional Services. We help individuals, families, and small businesses understand their options, compare available coverage, and get assistance in English or Spanish.
Medicare Insurance Guidance
Get help understanding Medicare coverage, comparing available plans, and reviewing costs, provider networks, and prescription coverage.
Dual Eligible Special Needs Plans (D-SNPs)
Have both Medicare and Medicaid? Explore Medicare Advantage plans designed for eligible individuals with both programs. We help you understand plan options and applicable enrollment requirements.
Medicare Advantage Plans
Compare available Medicare Advantage plans with guidance on benefits, costs, provider networks, and how coverage fits your healthcare needs.
Medicare Supplement Insurance
Explore Medicare Supplement, also called Medigap, policies that help pay certain costs not covered by Original Medicare. We explain available options and policy differences.
Part D Prescription Drug Plans
Review prescription drug coverage with attention to your medications, covered drug lists, pharmacies, and plan costs.
Pennie & ACA Marketplace Health Insurance
Pennie is Pennsylvania’s official health insurance marketplace. We help individuals, families, and self-employed clients compare health coverage and understand the application process.
Eligibility, financial assistance, and enrollment opportunities depend on your circumstances and applicable program requirements.
Our assistance includes
Comparing available plans, coverage, and costs.
Completing applications and reviewing required information.
Exploring financial assistance you may qualify for.
Understanding enrollment options after losing employer coverage or Medicaid.
Personal Insurance Coverage
Auto Insurance
Compare standard and non-standard auto insurance options. We help you understand coverage choices, deductibles, and costs based on your vehicle and driving circumstances.
Homeowners Insurance
Explore coverage for your home, personal belongings, and liability. We help you review policy limits, deductibles, and exclusions so you understand your protection.
Renters Insurance
Consider coverage for your belongings and personal liability as a renter. Get help understanding what a policy includes and how it fits your needs.
Life Insurance
Explore life insurance options based on your family’s financial needs, your budget, and how long you want coverage.
- Term Life: Coverage for a specified period, with help understanding policy terms and available benefits.
- Whole Life: Permanent life insurance, with guidance on premiums, benefits, and policy requirements.
- Final Expense: Life insurance intended to help beneficiaries with funeral costs and other final expenses.
Pet Insurance
Explore coverage options for eligible veterinary expenses. We help you understand benefits, deductibles, waiting periods, and exclusions before choosing a policy.
Commercial Insurance for Your Business
General Liability Insurance
Explore protection against covered claims involving bodily injury, property damage, and other business liability risks. We explain policy limits and exclusions.
Business Owners Policies (BOPs)
Compare policies that combine business property and general liability coverage, often with business interruption coverage. Available protection depends on the policy and your business’s eligibility.
Workers’ Compensation Insurance
Discuss coverage for work-related employee injuries and illnesses. We help you explore available policies based on your business and workforce.
Additional Professional Services
Notary Public Services
Get assistance with documents that require notarization. Tell us the document type so we can confirm what is needed and arrange an appointment.
Accounting & Bookkeeping
Keep your financial records organized with accounting and bookkeeping support. Contact us to discuss the tasks you need help with and the services available.
LLC Formation & Business Registration Assistance
Get help with paperwork and registration steps for forming an LLC or registering your business. We explain the information needed to move through the process.
EIN Application Assistance
Get assistance preparing an Employer Identification Number application. EINs are issued by the IRS at no charge; our service provides application support.
Insurance Consultations & Annual Policy Reviews
Free Insurance Consultations
Ask questions, discuss your coverage needs, and understand your available options. Our insurance consultations are free and available in English or Spanish.
Annual Policy Reviews
Review your existing policies as your circumstances change. We help you assess coverage limits, identify potential gaps or overlaps, and discuss whether adjustments may be appropriate.
Insurance Help in English and Spanish
Understand your options in the language you prefer. Let us know whether you would like English or Spanish assistance when requesting your appointment.
We are based in Lancaster and serve clients throughout Pennsylvania, with a particular focus on Lancaster, York, and Lebanon.
Get Help With the Service You Need
Tell us which insurance or professional service you’re interested in. We’ll explain what information to have ready and arrange an appointment to discuss your needs.